Stop loss of purchasing power: How to preserve your assets in real terms - an academic analysis
30% loss of purchasing power by 2026? Polleit scenario shows: Passive savings accounts are loss-making machines. Huber shows: Real asset allocation is now essential.
The silent robbery: Understanding loss of purchasing power
In Huber's thesis, Polleit predicts: 30% loss of purchasing power in Germany by 2026. That sounds abstract - but it means concretely:
€1,000 → €700
Purchasing power in 6 years (Polleit scenario)
What you buy today for €1,000 will then cost €1,430. Your savings are melting away.
Purchasing power scenarios 2020-2026
How to protect yourself
- 60% material assets: Stocks, real estate, raw materials maintain purchasing power
- 10% gold: Insurance against extreme scenarios
- 20% bonds/cash: For flexibility and crisis management
- 10% Opportunistic: For specialties and timing
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Academic source: Master Thesis
Development of optimal asset allocation in times of expansionary monetary and fiscal policy
Daniel Huber, M.A. — Mainz University of Applied Sciences, 2020 | Supervised by Prof. Dr. Arno Peppmeier
13,174 words · 92 figures · 39 tables · Markowitz efficiency line analysis
Download full thesis (PDF, 6 MB) →
Daniel Huber, M.A. — Mainz University of Applied Sciences, 2020 | Supervised by Prof. Dr. Arno Peppmeier
13,174 words · 92 figures · 39 tables · Markowitz efficiency line analysis